Financial stress in the workplace is becoming a bigger and bigger concern.

  • 55% of employees have significant or moderate financial stress in their lives.
  • 84% of employees think about their financial stress between daily and weekly.
  • 68% of employees have used time during the work day to deal with personal financial matters.


  • Increase your 401(k) participation and contribution rates and reduce workplace financial stress!
  • Be innovative and attract and retain great employees by offering them a unique employee benefit, J. Bradford Mosaic -- access to customized seminars, communication tools and 1:1 investment advice and guidance delivered by an independent fiduciary.
  • Start with a customized investment education and 401(k) seminar, delivered free of charge at your New England workplace.
  • Other fee for service, no-obligation options could include:
    • Additional seminars on environmentally friendly investing, socially responsible investing, managing college debt or other topics relevant to your workforce.
    • Seminars / Statements to help everyone understand their total compensation and benefits.
    • 1:1 guidance sessions to build financial plans, understand 401(k) / 403(b) choices and stock option elections in an ESOP, ESPP, or RSUs.
    • 2nd opinions on investment portfolios they already have.
    • 401(k) and benefits on-boarding for new employees.
    • Management and execution of "Retirement Readiness" or other employee benefit campaigns.


  • We are an independent RIA firm operating to the fiduciary standard and can offer consulting and plan selection services to help you meet your fiduciary responsibilities.
  • We can also help establish a SEP IRA, 401(k) or 403(b) with your vendor, PayChex, Betterment for Business, SaveDay or any other innovative approach you’d like to take with your plan.

Recommended EXTERNAL Resources:

IFEBP: Financial Wellness and Education in the Workplace: Strategies and Best Practices

AON: 2016 Hot Topics in Retirement and Financial Well-Being